Know Before You Choose: Why In-network Care Matters November 13, 2026 As you review your health insurance options for 2027, there may be changes to consider. For example, Providence Health Plans will no longer offer insurance plans, locally or nationwide, after Dec. 31, 2026. Before choosing a plan, check which options include the health care providers and services you access most. How to Find In-network Plans If you plan to continue receiving care through Samaritan Health Services, start by checking whether Samaritan is in-network with each health plan you are considering. Reviewing which health plans include Samaritan in their network helps ensure you can continue receiving care from your Samaritan providers, clinics and hospitals. Samaritan’s affiliation with MultiCare does not impact the plans that are in-network. View the list of in-network plans for 2027. Why Having an In-network Provider Matters When a patient’s insurance is not contracted with their health care provider, the cost of care can be higher for both the patient and the health system. Patients with out-of-network coverage may face higher out-of-pocket costs because their insurance may pay less for services. At the same time, lower payments from out-of-network plans can make it more difficult for health systems like Samaritan to sustain local services. To help ensure timely access to care and efficiently manage appointment availability, after first considering medical need, Samaritan may prioritize scheduling for non-emergency outpatient services for patients whose insurance plans are in-network. What Does This Mean? If your insurance is in-network with Samaritan, you will continue to have full access to outpatient services. If your insurance is out-of-network, you may experience limited availability for non-emergency outpatient appointments. Emergency care will always be provided, regardless of insurance status, with applicable protections under the federal No Surprises Act. What You Can Do Now Check your plan: Confirm whether the health plan you are considering has Samaritan in-network for 2027. Compare costs and coverage: Review copays, coinsurance, deductibles and prescription coverage for the year ahead. Confirm before enrolling: Contact your insurance company to verify that Samaritan and the providers and services you rely on are in-network with the specific plan you are considering. Choosing a plan that is in-network with Samaritan can help you maintain access to your trusted providers, clinics and hospitals while better understanding what you may pay for care. Review health plans accepted by Samaritan.
