How H.R.1 Could Affect Healthcare in Oregon

New federal requirements will change Medicaid coverage, funding and access to care.

Theresa works part time as a home-care aide while also helping care for her grandchildren. Her hours vary and her employer does not offer health insurance. She relies on the Oregon Health Plan to manage her diabetes and stay on top of routine care.

Beginning in 2027, Theresa and many other Oregonians may need to renew their coverage more often and provide additional information showing they meet new federal requirements or qualify for an exemption.

H.R.1, a federal budget law passed in 2025, includes changes to Medicaid that will take effect over several years, starting on Jan. 1, 2027. The changes affect eligibility, renewals, federal funding and, for some members, out-of-pocket costs.

For Patients

For many people, the greatest challenge may be keeping their health coverage.

“In Oregon, upwards of 210,000 people could lose insurance because of new work requirements, stricter eligibility rules and more frequent renewal checks,” said Andi Easton, Samaritan Health Services Government Relations director.

Many adults will need to renew every six months and submit more paperwork. Even people who remain eligible could lose coverage due to missed forms, deadlines or difficulty documenting their eligibility.

Some members may also face new copays beginning in 2028. “These changes are likely to lead to delayed care, greater reliance on emergency services and poorer health outcomes, particularly for vulnerable populations,” she said.

For Hospitals

Oregon is expected to lose more than $1 billion in federal funding in the current budget cycle with the greatest impact felt within Medicaid and human services.

As more people become uninsured, hospitals and clinics may care for more people who cannot afford their care, creating financial strain on health systems.

Easton said, “Healthcare providers, especially in rural and underserved areas, are likely to face growing financial pressure and may need to adjust services, staffing or both.”

How We’re Responding

Samaritan is preparing by focusing on stability, access and support for patients.

This includes carefully managing costs, improving efficiency and working closely with community partners like county health departments and federally qualified health centers, as well as our local InterCommunity Health Network-CCO to help people keep their coverage and retain access to care.

“Our goal is simple: continue to serve our patients and communities, even as the landscape shifts,” Easton said.

For updates and additional information, visit OHP.Oregon.gov/HR1.

Resources for Oregon Health Plan Members

While details are still being finalized, Oregon Health Plan members can take a few simple steps now to prepare for upcoming changes.

What you can do now:

  • Update your mailing address, phone number, email address and preferred language through Benefits.Oregon.gov, by calling 800-699-9075 or by visiting a local Oregon Department of Human Services office.
  • Watch for renewal notices and respond promptly if information is requested.
  • Keep records related to employment, school, volunteer activities or exemption status in case verification is needed during future renewals.
  • Seek assistance early if you have questions about your coverage or renewal requirements. Free enrollment help is available through Oregon Health Plan assisters.

Some people may qualify for exemptions, including: 

  • Children and teens younger than 19 
  • Adults age 65 and older 
  • Primary caregivers of children younger than 14 
  • People with disabilities or certain medical conditions 
  • People with chronic substance use disorders or those currently receiving treatment 
  • American Indian and Alaska Native individuals 
  • People who are pregnant or up to one year postpartum 
  • Individuals released from incarceration within the previous three months 
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